top of page
Canva - Model Home.jpg

Affordable Mortgages For All Types of Credit

HOME LOAN.png
REFINANCE.png
CASH OUT.png
VA.png
REVERSE MORTGAGE.png
  • {
      "Description": "Domain ownership verification file for Microsoft 365 - place in the website root",
      "Domain": "lending3.com",
      "Id": "c31ab23c-dcec-478b-9b1c-fbd7bd2d5321"
    }

Home: Services

ABOUT LENDING 3

Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service. As a small business owned and operated company, we believe in offering our customers with a personalized mortgage experience from beginning to end. Lending 3 loans are made primarily to refinance existing mortgages, consolidate other debt, finance home improvements, education and other similar needs and to purchase your dream home.

Canva - Couple purchasing, renting apart
Buying a House

THE LENDER 3 ADVANTAGE

Rate Lock

Don't worry about losing your rates. Lock in your rates now

In-House

The entire home buying process from loan application to underwriting & financing is all in house therefore we have full control.

Full Transparency

Lending 3 strongly believes in providing a 100% transparent home buying experience.

No Stress

Buying a home is a stressful process. Let us ease your burden by providing you with a 1st class home buying experience.

Calculate Your Mortgage Payment

Luxury Home
Screen-Shot-2018-12-18-at-5.36.23-PM.png

"Lending 3 took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

Dave R. Texas

Screen-Shot-2018-12-18-at-5.36.44-PM.png

Amanda G. California

We tried to buy a house for months with 4 different lenders. I am so glad we received a call from Lending 3. They listened and helped us even though we were working with another lender."

Screen-Shot-2018-12-18-at-8.50.44-PM.png

Maxwell H. Texas

"Lending 3 helped me & my wife purchase our retirement home. Being on a tight budget, they took that into consideration and helped us choose the right loan for our needs. Great customer service!"

TESTIMONIALS

Canva - Business accountant or banker, b

Get Started

 

 

 

17220 Newhope St. Suite 114

Fountain Valley, CA 92708 

Direct: 1-714.241.4540  |  Fax: 714-489-2123

NMLS # 245420

When inquiring about a financial product or service on this site,This is not a loan application, nor a commitment to lend or affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with individuals or businesses who may assist you with additional information or loan product eligibility requirements for your individual situation and the loan application process.

 

Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check if proceeding to apply for a loan product. Minimum credit ratings may factor into qualification for some products. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Additionally, any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees.

 

If you do not agree to our terms and policies, then please leave this site immediately. By submitting your contact information on this site, you expressly give permission and consent to contact you through automated means. Your consent is not a condition, directly or indirectly of a purchase. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 recurring messages per month. Standard message and data rates may apply.

 

This site is in no way affiliated with any news source or government organization and is not a government agency. This site is not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors.

 

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.

 

© 2018 Lending3.com is not a government agency.

Lending-3-Logo.png

STATE LICENSES

HUD/FHA Title 2 Lender ID # 27228-00007 

VA Lender ID # 900855-00-00

Arkansas-Combination Mortgage Banker & Broker License #120846

Alabama License Consumer Credit- #22800  

Arizona Mortgage Banker License - #0940850

California Bureau of Real Estate Corporation License - #01780370

California DFPI lender license # 603A922

Colorado Mortgage Banker License - #245420

Idaho Mortgage Lender License - MBL-#2080245420

Illinois Residential Mortgage Licensee - #MB-6761100

Florida Mortgage Banker License - #MLD1179

Georgia Mortgage Banker License - #45355

Maryland Mortgage Loan Originator Company License - # 22707

Michigan 1st Mortgage Broker/Lender License - # FL0023268

Oregon Mortgage Lending License - #ML5584

Ohio Mortgage Lending License License #RM804752.000

Pennsylvania Mortgage Lender License - #82822

Tennessee Mortgage License - #245420

Texas SML Mortgage Banker Registration

Utah Wholesales Mortgage Banker Registration

For licensing information go to  

NMLS Consumer Access

Equalhousing.png

For Texas Only-

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV. "

 

For Illinois Only-

James R. Thompson Center, IDFPR-Residential Mortgage Banking,

555 West Monroe , 8th Floor, Chicago, Illinois, 60661 

All Inquiries: 1-888-473-4858

TYY: 1-866-325-4949

   

© 2024 Lending 3 All Rights Reserved 

bottom of page