Affordable Mortgages 
For All Types of Credit
A personalized mortgage experience from start to finish.
5-Star Client Experience 
"I was hesitant, but Lending 3 was actually able to refinance my home so I could afford to stay in it. Everyone I dealt with was very patient & knowledgeable."
-Eric G.
ABOUT LENDING 3
Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service. As a small business owned and operated company, we believe in offering our customers with a personalized mortgage experience from beginning to end. Lending 3 loans are made primarily to refinance existing mortgages, consolidate other debt, finance home improvements, education and other similar needs and to purchase your dream home.
THE LENDER 3 ADVANTAGE
Rate Lock
Don't worry about losing your rates. Lock in your rates now.
In-House
The entire home buying process from loan application to underwriting & financing is all in house therefore we have full control.
Full Transparency
Lending 3 strongly believes in providing a 100% transparent home buying experience.
No Stress
Buying a home is a stressful process. Let us ease your burden by providing you with a 1st class home buying experience.
TESTIMONIALS
"We tried to buy a house for months with 4 different lenders. I am so glad we received a call from Lending 3. They listened and helped us even though we were working with another lender."

Amanda G.

California
"Lending 3 took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems."

Maxwell H.

Texas
"Lending 3 helped me & my wife purchase our retirement home. Being on a tight budget, they took that into consideration and helped us choose the right loan for our needs. Great customer service!"

Dave R.

Texas
17220 Newhope St. Suite 213 
Fountain Valley, CA 92708 
Direct: 1-714.241.4540  |  Fax: 714-489-2123
NMLS # 245420
When inquiring about a financial product or service on this site, this is not a loan application. This is not an offer to lend and we are not a lender or affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with individuals or businesses who may assist you with additional information or loan product eligibility requirements for your individual situation and the loan application process.

Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check if proceeding to apply for a loan product. Minimum credit ratings may factor into qualification for some products. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Additionally, any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees.

If you do not agree to our terms and policies, then please leave this site immediately. By submitting your contact information on this site, you expressly give permission and consent to contact you through automated means. Your consent is not a condition, directly or indirectly of a purchase. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 recurring messages per month. Standard message and data rates may apply.

This site is in no way affiliated with any news source or government organization and is not a government agency. This site is not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors.

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.

© 2018 Lending3.com is not a government agency.
STATE LICENSES
HUD/FHA Title 2 Lender ID Number 27228-00007 
VA Lender ID Number 900855-00-00
California Bureau of Real Estate Corporation License - 01780370
Colorado Mortgage Banker License - 245420
Illinois Residential Mortgage Licensee - MB-6761100
Flordia Mortgage Banker License - MLD1179
Georgia Mortgage Banker License - #45355
Arizona Mortgage Banker License - 0940850
Oregon Mortgage Lending License - ML5584
Maryland Mortgage Loan Originator Company License - # 22707
Utah SML Mortgage Banker Registration
Texas SML Mortgage Banker Registration
For Texas Only-
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV. "

For Illinois Only-
"James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601 Tel: (844) 768-1713 "
   
© 2018 Lending 3 All Rights Reserved